Investors Voice Category: Financial

Privately managed money issued by profit-seeking global platforms has the potential to become a mainstream means of exchange worldwide, an achievement that could upend global finance.

In early July, APRA confirmed that the four major banks will be required to increase their total capital ratios by 3 percentage points (down from the initial recommended 4 - 5 percentage points) by 1 January 2024.

With the stock market again reaching dizzying heights, at the same time that corporate earnings and global economies are slowing, it’s worth asking whether equity investors have had it too good for too long.

The March quarter consumer price index confirmed annual headline inflation at 1.3 per cent, while the underlying inflation measure saw inflation running at an equal record low of just 1.4 per cent.

In this article, we’re seeking to differentiate “fintech” companies and fields of endeavour that provide productivity benefits or automation that speed up transactions or simply make existing business models work better juxtaposed to disrupting market-changing offerings.

In 2007, powered by the commodity boom, low interest rates, and growing Asian markets, the world markets went to new highs. Our market - represented by the ASX 200 (XJO) went to a new high of 6850 on 1st November 2007 before it started to decline with the Global Financial Crisis.