Share-market volatility, property price falls, cryptocurrency crashes, rising interest rates and skyrocketing inflation have turned many investment portfolios on their head, disrupting traditional ideas of safe-haven investments.
Professor Jerry Parwada of UNSW Business School, an investment and financial markets specialist, shares his thoughts on the market, what it means for retirees and the role of portfolio diversification.
Inflation generally makes share market investors nervous. Consumer spending – a key driver of inflation – has rebounded since the start of the global pandemic, and this is having a corresponding effect on inflation in key sectors.
With the economy moving at such a rapid pace, inflation may become a factor in coming periods. Investors may consider tilting portfolios to inflation responsive assets to ensure they do not fall into negative real-return territory.
Five variations to a testamentary trust for you to consider
Testamentary trusts are important to consider in estate planning. They can only be created by being included in a Will prior to death (it’s either in there or not, there are no second chances to add it in later).
Last year the AIA worked with lawyer, Lucy Percy of Head & Heart Estate Planning who delivered a series of articles and a webinar on estate planning and testamentary trusts which was exclusive to members.
Subscribe to our newsletter now and find out the five variations to a testamentary trust Percy suggested that you might like to consider.