Investors Voice Category: SMSF
13 months ago
This October Budget is the second Federal Budget for 2022 and the first by the Albanese government.
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20 months ago
A self-managed super fund (SMSF) is one of the key components of estate planning and it is important to consider what will happen to the funds when you or any...
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2 years ago
Right from the start over 50 years ago, Australian real estate investment trusts (AREITs), then known as listed property trusts (LPTs), were tailored to risk averse investors.
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2 years ago
The non-bank lending sector’s slice of the commercial real estate debt market is set to grow rapidly over the next three years to an estimated $50 billion by 2024, according to the consultancy firm Plan1.
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These are uncertain times for investors and economies. But with uncertainty, comes opportunity.
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3 years ago
The 2021-22 budget includes significant superannuation reforms, including changes to the work test, downsizer contribution and pension loans scheme (PLS).
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3 years ago
Investing in property through your self-managed super fund can be a highly effective way to build your retirement savings.
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3 years ago
There has been a lot of interest and discussions relating to indexation over the past few months.
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3 years ago
If you’re seeking a property investment option to include in your Self-Managed Super Fund with the opportunity to provide competitive returns and diversification, but are not looking to own real estate directly, an Australian-based mortgage trust may be an option for you.
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3 years ago
Question - My husband and I are trustees of our SMSF. We are considering a change to a corporate trustee SMSF structure. Could you please outline the difference? What are the benefits and limitations of the two structures?
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What gives you an edge when assessing various investment options?
Some investors study charts, others read books, whatever you do, it is always interesting to learn about what others are doing.
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3 years ago
The 2020 Vanguard/Investment Trends SMSF investor report found that 32% of Australia’s 600,000 SMSFs seek the assistance of a Financial Adviser, yet more than 50% of SMSF trustees report having unmet advice needs in relation to their SMSF.
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4 years ago
It is well known that any money withdrawn from superannuation after age 60 is tax-free. What is less well-known is that a couple over the age of 65 can earn $57,948 outside super and also pay no tax.
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4 years ago
If we are to believe everything in the news these days, the superannuation industry appears to be facing an existential crisis; that is except the industry, or union super funds.
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4 years ago
Aged care today means many things; from low-level intermittent assistance with gardening and cleaning the house, to integrated home care packages that combine clinical care, personal care and domestic support in the home.
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4 years ago
Apart from being complicated and contorted, the dispute revolved around who was to receive the $1.4M (approximate) death benefit payable from the SMSF following Peter’s death.
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4 years ago
Unless you invest in the self-invest option, a transfer to an industry fund will see your money placed in a range of managed options and you will be treated the same as existing members who have no idea where their money is invested or indeed the franking credits they earn.
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4 years ago
Advisers and trustees have been warned to make contributions to their super funds well in advance of the end of the financial year, as a quirk of the 2019 calendar could mean they may be incorrectly allocated to the wrong financial year, and unable to be changed, an SMSF technical expert has said.
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5 years ago
Just before Christmas, the Productivity Commission presented its final 700-page report to the Government titled “Superannuation: Assessing Efficiency and Competitiveness”.
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5 years ago
While the new law relating to ‘ipso facto’ clauses is not specifically targeted at SMSFs, it is relevant since there are an increasing number of SMSFs, especially SMSFs with corporate trustees, and these SMSFs often enter into various contracts that may contain ‘ipso facto’ clauses.
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5 years ago
If Labor's franking credit policy is legislated, it could actually result in an increase in SMSF numbers.
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LRBAs are helping many small business people marry their business goals with their long-term retirement income strategy.
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5 years ago
If you have a self-managed superannuation fund (SMSF), you need to plan ahead to ensure that it can still keep going if you lost mental capacity due to dementia (or other reasons such as suffering a stroke).
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5 years ago
With global share market capitalization steadily heading towards $100 trillion, many self-managed super fund (SMSF) investors are sitting up and taking notice of offshore performance, seeking opportunities to diversify outside the Australian market by investing in exchange-traded funds (ETFs), listed investment companies (LICs) and mFunds.
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5 years ago
Women traditionally can be inclined to be the ‘over-achiever’ when it comes to running their family affairs, juggling a career, running a household, looking after children & elderly family members and community.
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Access to a new type of personal super contribution is available from 1 July 2018 – the ‘Downsizer’ contribution. It gives older Australians the opportunity to transfer money into super after reaching 65 without overly complex rules applying.
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5 years ago
Less red tape and more flexibility would result from a decision to expand the number of members allowed in a self-managed super fund (SMSF) from four to six, the Federal Government says.
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5 years ago
While getting help from professional advisers is encouraged to help you run your fund, ultimately you, as a trustee, are responsible for complying with the superannuation and tax laws.
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6 years ago
Most tradesman will say their super is invested with one of the big industry funds but be completely unaware of the underlying assets in the fund.
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6 years ago
What’s amazing is that so many people, even when it appears on their fund’s portfolio report, really have no idea what that ‘fixed interest’ piece of pie represents, and so often it is left out of an SMSF portfolio.
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